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Land Contracts

If you are buying or selling a parcel of real estate and want to have the owner/seller finance it on behalf of the buyer, then you need to create a legal document called a Land Contract.  Growing in popularity, a Land Contract provides the seller with increased revenues through the generation of interest payments, while allowing buyers to get into a home who otherwise might have difficulty finding bank financing. The software includes forms for both installment and balloon payment structures

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Land contracts are common throughout the United States. In some states, they are called Trust Deeds, Contract for Deed, Deeds of Trust, Notes, or (privately held) Mortgages, but they all represent the same thing: a way of selling the property where the buyer borrows from the seller rather than paying cash up front or borrowing from a bank.  Properties sold on a land contract may be sold for more than properties involving bank than properties that are sold for cash or bank financing because the seller provides the all-important financing and the buyer is often times not required to come up with a large down-payment

Disclaimer

Valiant Virtual Paralegals (VVP) is not a law firm. Our staff members are not lawyers and cannot give legal advice or represent you in court. VVP provides document preparation services at the client’s direction, ensuring your documents are correctly prepared and filed, but these services are not a substitute for the advice of a lawyer. If you have questions regarding selecting appropriate forms, please seek the advice of a qualified lawyer.

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